Each week I get a pile of snailmail credit card offers that would start at zero percent for a few months before trapping me in high-interest-rate hell. I've wanted for a long time to tell these companies to stop wasting paper and harassing me at home. Lo and behold, Urban Eco Inc. shows how. Visit Opt Out Prescreen, run by the major consumer credit reporting companies, and fill out your name, social security number, and birthday. Pick whether you want to get off of those credit card and insurance junk mail lists either forever or for half a decade. Masochists can "opt in" to offers. Why didn't I find this sooner?